Licensing and Legal

ACCESS ELIGIBILITY
InsureCargo.com (the "Site") is an Internet facility allowing cargo owners, shippers, consignees or representatives of cargo interests (the "User") to insure goods in transit. The site allows for online quotation, premium payment processing and policy issuance for single trip transit risks. Claim reporting, e-mail communication and assorted resources are available through the InsureCargo.com website.
Users of InsureCargo.com are free to access the rating and policy issuance system. However, before you can proceed through the site, you must agree to certain terms and conditions related to insurance policies delivered electronically via InsureCargo.com. After reading the following terms and conditions, click on "AGREE" for access to our website.
Elkoll Investment Co., Inc., a California Corporation (the "Broker"), maintains InsureCargo.com and its subsidiary sites for your personal or corporate cargo insurance service. It is also an information, education and management resource. You may download material displayed on the site for personal or corporate use, understanding that you should assume that everything you see or read on the InsureCargo.com website is copyrighted unless otherwise noted.
COLLECTION OF INFORMATION
We do not collect any Personal Information about you unless you voluntarily provide it to us. You provide certain Personal Information to us when you (a) apply for an insurance policy; (b) when you send e-mail information, submit forms or send other information; or (c) you submit your credit card, check or other payment information. We may collect Personal Information from you at other points on our site that state the Personal Information is being collected. In the future, we may also receive certain Personal Information from third parties you have authorized to disclose such information.
We may collect certain information such as:
  • The name of the domain from which you access the internet (for example, aol.com, if you are connecting from an America Online account).
  • The date and time you access our site.
  • The internet address of the website from which you linked directly to our site, or the internet address of the computer used to link to our site.
  • Software programs may be used to create summary statistics using this information. These statistics are used for such purposes as assesing the number of visitors to the different sections of our site, what information is of most and least interest, determining technical design specifications, and identifying system performance or problem areas.
    For site security purposes, the computer system employs software programs to monitor network traffic. Anyone using this system consents to the monitoring of their use by system or security personnel. Unauthorized use, tampering with or modification of this system -- or its supporting hardware or software -- may violate federal or other statutes and may subject the violator to criminal and civil penalties. In the event of unauthorized intrusion, all relevant information regarding possible violation of law may be provided to law enforcement officials.
    In the future, we may also receive certain Personal Information from third parties you have authorized to disclose such information.
    We do not wish to obtain Personal Information from individuals under the age of 18.
    DISCLOSURE OF INFORMATION
    Unless we tell you otherwise, we do not give, sell or rent your Personal Information to any third parties unless we have received your express approval to do so. However, we may give, sell or rent collective (anonymous) information about our users in general. By agreeing to the Terms of Service, you agree to permit InsureCargo.com to disclose Personal Information to Underwriters and their representatives for the purpose of determining eligibility of cargo insurance risks undertaken on your behalf.
    LIMITATION OF LIABILITY
    While InsureCargo.com uses its best efforts to include accurate and up to date information in the website, the Site, Broker or Underwriters makes no warranties or representations as to its accuracy. Information and documents provided on this website are provided "as is" without express or implied warranty of any kind, including without limitation warranties of merchantability, fitness for a particular purpose, and non-infringement. If you intend to rely on any information, you do so at your own risk. You are STRONGLY advised to obtain confirmation of the accuracy of the information in question before relying on it. InsureCargo.com periodically adds, changes, improves, or updates the information and documents on this Web site without notice. InsureCargo.com assumes no liability or responsibility for any errors or omissions in the content of our website. Your use of the Site is at your own risk.
    In no event shall the Broker or Underwriters be liable for any special, indirect or consequential damages or any damages whatsoever resulting from loss of use, data or profits arising out of or in connection with the use or performance of any information, documents, failure to provide services or information available from this website, or any aspect of InsureCargo.com services.
    LINKS TO THIRD-PARTY SITES
    As a convenience to the User, the Site contains links to third-party websites. As linked sites are not under the control of the Site, InsureCargo.com is not responsible for the contents of any linked site or any link contained in a linked site. InsureCargo.com makes no endorsement of any linked website.
    APPLICABLE LAWS
    The InsureCargo.com website (excluding linked sites) is controlled by Elkoll Investment Co., Inc. from its offices within the State of California, United States of America, under License Number 0K07568. It can be accessed from all 50 states, as well as from other countries around the world. As each of these places has laws that may differ from those of California, USA, each user shall ensure that the transaction of insurance business via InsureCargo.com does not place the User, Broker or the participating Underwriters in breach of any insurance or other applicable laws and regulations in User's own jurisdiction. InsureCargo.com makes no representation that materials on the Web site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws and those of the United States of America.
    You and InsureCargo.com also agree and hereby submit to the personal and exclusive jurisdiction and venue of the Superior Court of the County of Orange, California, USA, with respect to matters pertaining to the use of this Site. The failure of InsureCargo.com to exercise or enforce any right or provision of the Terms of Service shall not constitute a waiver of such right or provision. If any provision of the Terms of Service is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Terms of Service remain in full force and effect.
    CHANGES TO THIS AGREEMENT
    InsureCargo.com may, at its sole discretion, change, add or remove any portion of this Agreement at any time by posting a new Agreement to the site. Your continued use of the site after such changes are posted will constitute your agreement to such changes.
    SERVICE MARKS
    InsureCargo.com is a service mark of Elkoll Investment Co., Inc. Other product and company names mentioned herein may be the service marks or trade marks of their respective owners.
    Please contact InsureCargo with questions or problems as are appropriate.