Licensing and Legal |
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| ACCESS ELIGIBILITY |
InsureCargo.com
(the "Site") is an Internet facility allowing cargo owners, shippers,
consignees or representatives of cargo interests (the "User") to insure
goods in transit. The site allows for online quotation, premium payment
processing and policy issuance for single trip transit risks. Claim reporting,
e-mail communication and assorted resources are available through the
InsureCargo.com
website. |
| Users of InsureCargo.com
are free to access the rating and policy issuance system. However, before
you can proceed through the site, you must agree to certain terms and
conditions related to insurance policies delivered electronically via
InsureCargo.com.
After reading the following terms and conditions, click on "AGREE" for
access to our website. |
| Elkoll Investment Co., Inc., a California
Corporation (the "Broker"), maintains InsureCargo.com
and its subsidiary sites for your personal or corporate cargo insurance
service. It is also an information, education and management resource.
You may download material displayed on the site for personal or corporate
use, understanding that you should assume that everything you see or read
on the InsureCargo.com
website is copyrighted unless otherwise noted. |
| COLLECTION OF INFORMATION |
| We do not collect any Personal Information
about you unless you voluntarily provide it to us. You provide certain
Personal Information to us when you (a) apply for an insurance policy;
(b) when you send e-mail information, submit forms or send other information;
or (c) you submit your credit card, check or other payment information.
We may collect Personal Information from you at other points on our site
that state the Personal Information is being collected. In the future,
we may also receive certain Personal Information from third parties you
have authorized to disclose such information. |
| We may collect certain information such
as:
The name of the domain from which you access the internet (for example,
aol.com, if you are connecting from an America Online account). |
| The date and time you access our site. |
| The internet address of the website
from which you linked directly to our site, or the internet address
of the computer used to link to our site. |
| Software programs may be used to create summary
statistics using this information. These statistics are used for such
purposes as assesing the number of visitors to the different sections
of our site, what information is of most and least interest, determining
technical design specifications, and identifying system performance or
problem areas. |
| For site security purposes, the computer
system employs software programs to monitor network traffic. Anyone using
this system consents to the monitoring of their use by system or security
personnel. Unauthorized use, tampering with or modification of this system
-- or its supporting hardware or software -- may violate federal or other
statutes and may subject the violator to criminal and civil penalties.
In the event of unauthorized intrusion, all relevant information regarding
possible violation of law may be provided to law enforcement officials. |
| In the future, we may also receive certain
Personal Information from third parties you have authorized to disclose
such information. |
| We do not wish to obtain Personal Information
from individuals under the age of 18. |
| DISCLOSURE OF INFORMATION |
| Unless we tell you otherwise, we do not
give, sell or rent your Personal Information to any third parties unless
we have received your express approval to do so. However, we may give,
sell or rent collective (anonymous) information about our users in general.
By agreeing to the Terms of Service, you agree to permit InsureCargo.com
to disclose Personal Information to Underwriters and their representatives
for the purpose of determining eligibility of cargo insurance risks undertaken
on your behalf. |
| LIMITATION OF LIABILITY |
| While InsureCargo.com
uses its best efforts to include accurate and up to date information in
the website, the Site, Broker or Underwriters makes no warranties or representations
as to its accuracy. Information and documents provided on this website
are provided "as is" without express or implied warranty of any kind,
including without limitation warranties of merchantability, fitness for
a particular purpose, and non-infringement. If you intend to rely on any
information, you do so at your own risk. You are STRONGLY advised to obtain
confirmation of the accuracy of the information in question before relying
on it. InsureCargo.com
periodically adds, changes, improves, or updates the information and documents
on this Web site without notice. InsureCargo.com
assumes no liability or responsibility for any errors or omissions in
the content of our website. Your use of the Site is at your own risk.
|
| In no event shall the Broker or Underwriters
be liable for any special, indirect or consequential damages or any damages
whatsoever resulting from loss of use, data or profits arising out of
or in connection with the use or performance of any information, documents,
failure to provide services or information available from this website,
or any aspect of InsureCargo.com
services. |
| LINKS TO THIRD-PARTY SITES |
| As a convenience to the User, the Site contains
links to third-party websites. As linked sites are not under the control
of the Site, InsureCargo.com
is not responsible for the contents of any linked site or any link contained
in a linked site. InsureCargo.com
makes no endorsement of any linked website. |
| APPLICABLE LAWS |
| The InsureCargo.com
website (excluding linked sites) is controlled by Elkoll Investment Co.,
Inc. from its offices within the State of California, United States of
America, under License Number 0C97558. It can be accessed from all 50
states, as well as from other countries around the world. As each of these
places has laws that may differ from those of California, USA, each user
shall ensure that the transaction of insurance business via InsureCargo.com
does not place the User, Broker or the participating Underwriters in breach
of any insurance or other applicable laws and regulations in User's own
jurisdiction. InsureCargo.com
makes no representation that materials on the Web site are appropriate
or available for use in other locations, and accessing them from territories
where their contents are illegal is prohibited. Those who choose to access
this site from other locations do so on their own initiative and are responsible
for compliance with local laws and those of the United States of America. |
| You and InsureCargo.com
also agree and hereby submit to the personal and exclusive jurisdiction
and venue of the Superior Court of the County of Orange, California, USA,
with respect to matters pertaining to the use of this Site. The failure
of InsureCargo.com
to exercise or enforce any right or provision of the Terms of Service
shall not constitute a waiver of such right or provision. If any provision
of the Terms of Service is found by a court of competent jurisdiction
to be invalid, the parties nevertheless agree that the court should endeavor
to give effect to the parties' intentions as reflected in the provision,
and the other provisions of the Terms of Service remain in full force
and effect. |
| CHANGES TO THIS AGREEMENT |
| InsureCargo.com
may, at its sole discretion, change, add or remove any portion of this
Agreement at any time by posting a new Agreement to the site. Your continued
use of the site after such changes are posted will constitute your agreement
to such changes. |
| SERVICE MARKS |
| InsureCargo.com
is a service mark of Elkoll Investment Co., Inc. Other product and company
names mentioned herein may be the service marks or trade marks of their
respective owners. |
| Please contact
InsureCargo with questions or problems as are appropriate. |
